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cheque
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Cheque
Written order to pay money; a commonly used means of transferring money through the banking system. Chequebooks are issued by banks and building societies typically to holders of current accounts. Chequebook holders can then write out a cheque, an order to pay money from their account to the person or company named on the cheque.
Usually the cheque should bear the date on which it is payable, a definite sum of money to be paid, written in words and figures, to a named person or body, or to the bearer, and be signed by the drawer (the account holder from whose bank account the money will be drawn, or taken). It is then payable on presentation at the bank on which it is drawn. If the cheque is ‘crossed’, as is usual British practice, it is not negotiable and can be paid only through a bank; in the USA, a cheque is always negotiable.
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