Pensions: Planning for retirement
Ensuring you have a happy retirement isn't just about money, but it helps. Use our guides to help you plan for a decent income from your pension.
Pensions Guide: Advice and Tools
Pension basics
The earlier you start saving, the more comfortable your retirement will be. See how to get started
State pension: In or out?
Should you turn your back on the State pension and opt out? Read our guide to find out what is involved
Work and pensions
Thinking of joining your employer pension scheme? Before you sign up, find out what you need to know
How much will I have?
If you pay into any personal or money purchase pension you have to buy an annuity on retirement. Read more...
Investment plans
Pensions based on investing trusts are low-cost - but there can be risks. Is this the right option for you?
SIPPs: Do it yourself
There are pros in running your own pension through a SIPP, but only if you have a large fund. Find out more
Easy as AVC
If you pay into a company scheme you can boost your pension prospects with extra savings contributions
Time to transfer?
If your pension's performed poorly, you may be tempted to transfer to another provide. See pros and cons
Group schemes
The way many company schemes work is changing from final salary to how much you pay in
Tax facts
Find out how the changes to pensions made two years ago affect your personal and stakeholder pension allowances
Winter fuel allowance
Fuel bills are higher than ever. See how to make sure you claim your winter fuel allowance in time
Tax-free savings
Make sure, if you can, that you take out a cash ISA each year to top up your long-term savings plansAdvertisement starts
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